Coverage Options

Coating Contractor Business Insurance

Every policy a coating contractor business needs — in one place, from specialists who know the trade.

Coating Contractor GL Insurance

General liability insurance for coating contractors covering third-party bodily injury, property damage from overspray, completed operations coverage for coating failures, and the additional insured and waiver of subrogation endorsements your GC contracts require.

  • Third-Party Bodily Injury
  • Property Damage (Including Overspray)
  • Completed Operations
  • Personal and Advertising Injury
Full coverage details

Contractors Pollution Liability

Contractors Pollution Liability (CPL) insurance for coating contractors — covers bodily injury and property damage from VOC fumes, organic solvent spills, isocyanate exposure from 2-part polyurethane coatings, and lead paint disturbance claims that standard GL denies under its pollution exclusion.

  • VOC Fume Bodily Injury to Building Occupants
  • Isocyanate (2-Part PU) Exposure Claims
  • Organic Solvent Spill Cleanup Costs
  • Lead Paint Disturbance Third-Party Claims
Full coverage details

Epoxy Floor Coating Insurance

Insurance for epoxy floor coating contractors covering general liability with completed operations for floor failures, contractors pollution liability for solvent and resin fume exposure to building occupants, and Inland Marine coverage for high-value plural-component spray machines and surface prep equipment.

  • General Liability with Completed Operations for Floor Failures
  • CPL for VOC, Solvent, and Isocyanate Fumes
  • Workers Comp (Correct Classification for Epoxy Work)
  • Plural-Component Machine Coverage (Inland Marine)
Full coverage details

Roof Coating Contractor Insurance

Insurance for roof coating contractors covering general liability with completed operations for coating system failures, contractors pollution liability for solvent-based roof coating emissions, workers comp with fall protection exposure, and tools & equipment for spray rigs and scaffolding.

  • General Liability with Completed Operations
  • Roof Coating System Failure Claims
  • Moisture Intrusion Consequential Damage
  • CPL for Solvent-Based Primer Emissions
Full coverage details

Tools & Equipment Insurance

Tools and equipment insurance (Inland Marine) for coating contractors covering airless sprayers, Graco plural-component proportioners, surface grinders, scaffolding, compressors, and other equipment against theft, accidental damage, and loss — whether at a job site, in transit, or in storage.

  • Airless Sprayers (Theft and Accidental Damage)
  • Plural-Component Spray Machines (Graco Reactor/XP)
  • Concrete Grinders and Shot Blast Equipment
  • Surface Prep and Dust Extraction Equipment
Full coverage details

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Same-Day Quotes for Coating Contractors — GL, CPL & Workers Comp

Industrial, marine, floor, and specialty coating applicators trust us for comprehensive coverage. Certificates issued immediately after binding. Over 20 years protecting coating crews.